ING Office Caracal

Thus, our proposals vary in structure, tenor, security, repayment schedule and costs depending on the specific business of our clients. We offer our clients short term or long-term credit facilities, denominated in RON or foreign currency, with variable or fixed interest rates. Our proposals range from ordinary lending to structured finance deals, depending on the complexity of the client's business. We have a great diversity of financing facilities, with various tenors, such as: Short term financing (working capital): We provide overdraft facilities, short term advances (1 to 12 months), lines for contingencies (Letters of Credit and Letters of Guarantee) and lines for discounting of promissory notes. Such financing covers our client's temporary liquidity gaps.As there is no universal recipe for business management, there is no universal recipe for credit facilities.